Life insurance aur market-linked investment, ek hi policy mein — ULIP (Unit Linked Insurance Plan) aapko life cover ke saath equity/debt funds mein invest karne ka mauka bhi deta hai.
Equity, debt, ya balanced funds mein invest karke, higher growth potential paayein.
Investment ke saath, aapke family ke liye life insurance protection bhi shamil hai.
Market conditions ke hisaab se apne funds ke beech switch karne ki flexibility milti hai.
Traditional plans (jaise endowment) mein maturity amount guaranteed hota hai. ULIP mein aapka premium, life cover ke expenses ke baad, market-linked funds mein invest hota hai — isliye returns market performance par nirbhar karte hain, guaranteed nahi hote. ULIP un logon ke liye better fit ho sakta hai jo higher growth potential chahte hain aur market risk lene ko taiyar hain, 5+ saal ke long-term horizon ke saath.
Abhi LIC ke paas ye 2 active ULIP plans hain
Regular premium ULIP jo 4 fund options ke saath aata hai — bond se lekar growth-oriented funds tak. Guaranteed additions bhi milti hain policy ke 6th, 10th, 15th, 20th, aur 25th saal mein.
LIC ka naya ULIP (December 2025 mein launch hua) — 6 investment funds, top-up premium ka option, aur maturity par mortality charges ka refund bhi milta hai.
Ye ek investment decision hai jo aapki risk appetite aur goals par depend karta hai. Free consultation lein, main aapko dono taraf ke facts samjhaunga — bina kisi obligation ke.